Teen 30-Day Money-Smart
Money skills for teens
What it does
Thirty short, story-driven lessons that turn budgeting, saving, credit and investing into habits. Days 1 and 2 are free. One purchase unlocks the rest for life.
Teen 30-Day Money-Smart is a 30-day personal finance program for teenagers and young adults. One short lesson a day, each built around a relatable story, a real-life example and one small action to take.
WHAT YOU LEARN
- Mindset: money is a tool, not a scorecard
- Budgeting and saving: needs and wants, a first simple budget, paying yourself first
- Earning: first jobs, paychecks and side hustles
- Borrowing: how interest and credit work, and the questions to ask before you borrow
- Big purchases: the real cost of cars, phones and college choices
- Investing basics: compound growth and diversification, explained simply
- Safety: spotting scams and protecting what matters
WHAT IS INSIDE
- 30 story-driven lessons with examples, reflections and checkpoints
- Money Coach: an AI coach that explains lessons more simply and helps you think through goals and budgets
- Private journal with written entries and voice notes
- Message to Future Me
- 8 financial calculators
- Your personal Financial Blueprint, built one lesson at a time, with PDF export
- Daily reminder and badges to keep you going
- Optional Face ID lock
PRIVATE BY DESIGN
No account and no sign-up. Your progress, journal, recordings and blueprint are stored on your device. Money Coach messages are sent to a third-party AI service only after you give permission, and you can turn that off in Settings.
FREE AND LIFETIME ACCESS
Days 1 and 2 and a few Money Coach messages each day are free. One purchase unlocks all 30 lessons and unlimited coaching for life. There is no subscription.
EDUCATION ONLY
This app provides general financial education. It does not provide personalized financial, legal, tax or investment advice. If you are under 18, involve a parent, guardian or trusted adult before making major financial decisions.